Can I Get Affordable South Carolina Health Insurance?

What do you do when you feel like you can’t afford South Carolina health insurance? Not everybody has health insurance through their employer, and a lot of people aren’t making that much money. So what can we do?

The truth is, most people don’t realize exactly how affordable South Carolina healthcare insurance can be these days. Things have changed!

The good news is: The answer is yes, you probably can afford health insurance in SC, whether it’s through the health insurance marketplace, Medicare, or Medicaid. Let’s take a look at those options.

The Health Insurance Marketplace

First, with the health insurance marketplace (ACA), let’s look at an example.

If you and your spouse are 35, have two kids, and make $40,000 per year, here is what you’ll find out:

Affordable Care Act example
Affordable Care Act example

That’s great news, right? Who doesn’t want to save $800? And when your plan could be no-cost, that’s incredible.

What’s more, for the kids in this example, they qualify for additional benefits:

Medicaid kids eligibility

Those are Medicaid benefits they would qualify for.

But what if you’re older? Let’s do another example of a single 62 year old woman, and let’s just say this woman makes $40k a year. Here’s what we get:

Older person Medicare benefits

Same great kind of deal. 

And if she only made $20k a year, it gets even better:

low income benefits

What About Affordable Medicare Plans?

Let’s say you are 65, or disabled, or have ESRD, and that means you qualify for Medicare. Then you can look at Medicare Advantage plans, many of which have low or no premium, and can offer great benefits like money for your over the counter meds, a gym membership, meals, transportation, even wigs if you had to get cancer treatment. 

To see what you qualify for, use this quick and easy tool.

And as always, if you have questions or need help, reach out to us at PandaCare!

Brian Carter

Brian Carter

Brian Carter has been in the health field since 1999, and was a medical terminology teacher at the Master's degree level. He's also a marketer, stand up comedian, and an abstract painter. Brian has a lot going on, but his passion is Medicare and helping seniors with their Medicare and other health insurance. Brian learned from his grandma that how you live your senior years matter, because you may live a lot more of them than you expect... she lived to be 105 years old, and despite being a farmer and school teacher, she lived frugally enough to be able to give to others. She also received a Governor's award for volunteer service at her local Kokomo, Indiana hospital. His mom was a special education teacher, so he had plenty of good role models for living a life of service to others. Brian grew up in Ohio, lived in San Diego, but loves Charleston, SC the best. It's his favorite city in the world. He has a deep love of the land, the rivers, and the people who call this area home. When asked how he feels about seniors, Brian says, "I love old people... I married one! Don't tell my wife I said that."