What do you do when you feel like you can’t afford South Carolina health insurance? Not everybody has health insurance through their employer, and a lot of people aren’t making that much money. So what can we do?
The truth is, most people don’t realize exactly how affordable South Carolina healthcare insurance can be these days. Things have changed!
The good news is: The answer is yes, you probably can afford health insurance in SC, whether it’s through the health insurance marketplace, Medicare, or Medicaid. Let’s take a look at those options.
The Health Insurance Marketplace
First, with the health insurance marketplace (ACA), let’s look at an example.
If you and your spouse are 35, have two kids, and make $40,000 per year, here is what you’ll find out:
That’s great news, right? Who doesn’t want to save $800? And when your plan could be no-cost, that’s incredible.
What’s more, for the kids in this example, they qualify for additional benefits:
Those are Medicaid benefits they would qualify for.
But what if you’re older? Let’s do another example of a single 62 year old woman, and let’s just say this woman makes $40k a year. Here’s what we get:
Same great kind of deal.
And if she only made $20k a year, it gets even better:
What About Affordable Medicare Plans?
Let’s say you are 65, or disabled, or have ESRD, and that means you qualify for Medicare. Then you can look at Medicare Advantage plans, many of which have low or no premium, and can offer great benefits like money for your over the counter meds, a gym membership, meals, transportation, even wigs if you had to get cancer treatment.
To see what you qualify for, use this quick and easy tool.
And as always, if you have questions or need help, reach out to us at PandaCare!
